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By definition, Mediation is a process by which individuals or identities that have a common dispute can be brought together with the aid of a neutral mediator to resolve their differences. The neutral mediator is someone who has no particular interest in the results of the mediation other than to resolve the differences. The mediator will work with both parties to arrive at a solution which is mutually satisfactory. Usually, both parties agree on the choice of the trained mediator but this is not the case for foreclosure mediations. In 2012, the Florida Supreme Court ruled that mandatory mediations are no longer required for foreclosures but mediations still can be requested through filing a particular motion with the court.
The mediator does not determine who is right or wrong in the dispute. They merely assist in creating solutions which would be agreeable to both parties. This is done by getting both parties to understand the other ones positions and issues. Mediation is not normally binding but can be successfully used as a tool to help you resolve a conflict with your mortgage lender. Daytona Beach Foreclosure Attorneys can assist you in arranging for a mediation session as well as helping you prepare for it.
Attempting to negotiate on your own with your lender can be a daunting task. Just arranging to talk with an appropriate official of the bank can be next to impossible. A Daytona Beach Foreclosure Attorney can provide the following services for your mediation:
Serving: Daytona Beach, Daytona Beach Shores, DeLand, DeBary, De Leon Springs, Edgewater, Lake Helen, Orange City, Ormond Beach, Ormond-By-The-Sea, Holly Hill, New Smyrna Beach, Orange City, Osteen, Pierson, Port Orange, Seville and all of Volusia County.